Xbox All Access Finances Your Xbox for $22/Month

Keeping up with the latest video games can seem like such a daunting and expensive endeavor. You’ve got to buy the new console, you’ve got to pay for the games, and then you’ve got to subscribe to the monthly service so you can play online. Simplifying the whole situation, Microsoft has now launched Xbox All Access. This all-in-one subscription service gives you everything you need for 22 bucks a month.

You might remember when there were rumors of a subscription-based Xbox 360 several years ago. Xbox All Access essentially delivers on that promise. And truth be told, it’s not really a subscription service as much as it is a financing plan. That’s because you get to keep the console at the end too.

Qualifying customers can sign up for a two-year contract. During that time, they get to pony up $22 a month. In exchange, they get to have an Xbox One S, plus the monthly subscriptions to Xbox Game Pass and Xbox Live Gold. After the 24 months are up, the Xbox One S is yours to keep and then you can continue your Game Pass and Live Gold subscriptions as normal.

As a refresher, Xbox Game Pass grants gamers access to a catalog of games from a number of publishers in a “Netflix for video games” kind of fashion. Xbox Live Gold is what you use to go online and play with other Xbox-ers (or if you wanted to play Minecraft with your Nintendo Switch buddies). Put them all together and you’ve got Xbox All Access.

So, let’s run a little math. At $22/month for 24 months, your total commitment (before tax) is $528. Retail on an Xbox One S is about $280; Xbox Game Pass is about $240 ($10/month) and Xbox Live Gold for 24 months is about $130 ($65/year). Put those together and your total cost separately is about $650, representing a savings of about $120 over the course of the two years.

If you’d rather spend a little more, they’ve also got a $34.99/month tier that bumps you up from the Xbox One S to an Xbox One X. That works out to a total commitment of $840. For now, Xbox All Access is only available through physical Microsoft Stores, only in the United States, and only until December 31 “while supplies last.” Financing is handled through Dell Financial Services.